Unfortunately the password needs completed before Dragon is loaded for me to then dictate the password. The only way so far that I found is to use an online keyboard but the way to do that is difficult for me as I cannot use my fingers.

If you follow Microsoft's instructions to remove the password it takes you to an area where it is greyed out.

Win10/11/x64, AMD Ryzen 7 3700X/3950X, 64/128GB RAM, Dragon 15.3, SP 7 Standard, SpeechStart, Office 365, KB 2017, Dragon Capture, Samson Meteor USB Desk Mic, Amazon YUWAKAYI headset, Klim and JUKSTG earbuds with microphones, excellent Sareville Wireless Mono Headset, 3 BenQ 2560x1440 monitors, Microsoft Sculpt Keyboard and Logitech G502 awesome gaming mouse.

I wonder if the problem you have is actually that Windows 11 forces you to set up the computer with a password. On Windows 10 you could bypass setting up with a Windows user account by clicking I don't have the Internet. That is actually what I did on my laptop.

I know it's a pain, but if your Windows 11 machine is new, perhaps with assistance from somebody, you could reformat and reinstall using one of the many guides on how to do it. For example: this one

DPI 15.61 | Plantronics D100 | Windows 10 Home | Intel(R) Core(TM) i5-10210U CPU 1.60GHz

"Confidence isn't walking into a room thinking you are better than everyone; it's walking in not having to compare yourself at all."

There are all sorts of web pages that explain how to disable your password so you can log in without using a password.
Here is one
https://allthings.how/how-to-remove-password-from-windows-11/

Win10/11/x64, AMD Ryzen 7 3700X/3950X, 64/128GB RAM, Dragon 15.3, SP 7 Standard, SpeechStart, Office 365, KB 2017, Dragon Capture, Samson Meteor USB Desk Mic, Amazon YUWAKAYI headset, Klim and JUKSTG earbuds with microphones, excellent Sareville Wireless Mono Headset, 3 BenQ 2560x1440 monitors, Microsoft Sculpt Keyboard and Logitech G502 awesome gaming mouse.