https://news.microsoft.com/2021/07/14/microsoft-unveils-windows-365-ushering-in-a-new-category-of-computing/

To me it all comes down to speed.  If speed is good, and the environment is permissive, then it's definitely worth $30-50 a month - for work use.  Of course speed is dictated by location and ISP.

If folks submit to 2-factor authentication as a way of life (only temporay until 6G-powered OTA charging/authentication of precision-implanted chippie, pardon me, "certificate" - is ready for prime time), they may be able to finally run what they need with Admin priviledge, and possibly "kick up a notch" the level of process automation from that which is currently attainable.

A world without Citrix!!  Do you hear La Marseillaise?

I reckon the only thing I will surrender is "a little" privacy, except I didn't know I had any left these days with Corona ...